Onrail is a programmatic take-out for performing private credit — transparent buy-rates, 100% advance via full purchase or table funding, T+0 USDC settlement.
Onrail is a programmatic take-out for performing private credit. List a loan tape, get a transparent buy-rate from verified capital, and settle in USDC — no email-chain pricing, no warehouse waiting room, no private placement.
Push loans one-by-one or as a tape. We price against live tranche demand and settle in USDC the same day. You keep the customer relationship; we handle the financing.
Push a tape, our pricing engine quotes each loan against live tranche demand and attestation data. No phone tag. No “we'll get back to you next week.”
Choose full loan purchase after you've funded — we take the loan off your book at par. Or use table funding: we wire to closing, you originate against our capital. 100% advance, no haircut.
You retain the customer relationship, the servicing rights, and the origination fee. Onrail handles capital, diligence, and distribution.
Send a redacted tape or describe your program. We'll come back with an indicative rate sheet — by asset class, LTV band, and credit profile — within one business day.